About Us

  • Brett Brumley, Managing Partner

    Brett Brumley is a technology enthusiast, and a proven mortgage leader. With more than 10 years of experience in mortgage banking, project management, and technology Brett brings his passion for the industry and unique ability to blend mortgages with the right technological solution. As the Managing Partner and a Sr. Systems Administrator, he has implemented custom projects for mortgage companies of all sizes, including many of the top 25 in the country.

  • Garrett White, Partner

    Garrett White is a highly effective entrepreneur and business leader with over thirty-five years of executive leadership in the financial services and mortgage industries. As a VP of Corporate Acquisitions & Planning he had full Profit and Loss responsibility for the non-commercial assets of Roland International, including condominium and single family home development, resort hotel operations, residential property management, and captive mortgage loan operations. Functioning as an independent agent, he established and implemented a full-service marketing system for use by developers of single and multifamily subdivisions.He also created and implemented the strategic plan that transformed a small regional mortgage company into the largest centrally operated independent mortgage broker in America, growing to five billion in annualized volume in 24 months. As Vice Chairman and Founder of LenderLive Network, LLC, Garrett also developed and implemented a business plan to operate as an e-commerce based business-to-business mortgage fulfillment service provider.

  • Yvette Moeller-Bunker, Operations Manager

    Yvette has over 30 years’ experience in Business Management that includes customer service relations, business acquisition, office management, collection/ financial management, training, as well as HR. Yvette has worked across many business sectors from financial to manufacturing. Yvette is married with 3 children. When Wisconsin weather permits Yvette and her husband love riding their Harley.

  • Gary Roche-Bernard, Admin Team Lead

    Gary Roche-Bernard has over 25 years of experience in banking and mortgage operations, during that time working as a network and systems administrator. He was the Operations Manager for a new U.S. branch of a Dutch bank, has written database programs to track commercial real estate backed loan purchases, and developed custom applications to calculate and report mortgage originator commissions. Gary has been an Encompass admin since 2008. He has led Encompass conversions, been responsible for ongoing enhancements and maintenance, as well as user training. Gary recently became a Certified Encompass Administrator.

  • Mark Guthrie, Senior Software Engineer

    Mark Guthrie has been building web applications and websites for almost 20 years. Leveraging the power of the cloud and the Encompass SDK/API’s, Mark has spent much of that time focused on building tools for the Mortgage Industry. Mark has built a variety of Encompass plugins and applications as well as the building of a powerful lead management and distribution engine that integrated with Encompass and several online lead providers, such as Zillow and Realtor.com.

  • Liz Brown, System Administrator

    Liz Brown has worked in the mortgage industry since 2003, as a Processor, Branch Customer Service Representative, Project Manager, and Encompass Administrator. She is an Ellie Mae® Hall of Fame inductee for her part in the fastest Enterprise Client Implementation to date, launching an Enterprise Level Client with 2500 users onto Encompass in 90 days. Liz is an Ellie Mae® Certified Administrator.

  • Tim Burgess, System Administrator

    Tim has over thirty years of experience in banking, lending and the mortgage industry. From his start during college working on consumer and home equity loans, he has handled a wide array of mortgage, commercial and consumer loan programs and processes, from origination through servicing. Seeing the increasing impact of technology in the industry, Tim shifted to work on mortgage software, first for an enterprise level firm supporting top-five firms, and then for Ellie Mae®. Building on that experience he has spent the last eight years designing and implementing customized Encompass solutions. He has a passion for adapting systems and software to the way that you want to do business, with Encompass becoming an integrated part of your information and accounting systems.

  • Natalie Kadota, Systems Support

    Natalie Kadota entered the mortgage industry in 2009 with 5 previous years of customer account management experience. She has worked in Business Development, Secondary Marketing, and as a Branch Customer Service Representative. Her background includes assisting and training employees during on boarding and after Encompass Implementations. Natalie has strong interpersonal skillsdd and a great understanding of Secondary Marketing practices. She is motivated to meet client needs with compassion and a great attitude. Natalie is happily married, reside in Salt Lake City and has a teenage son Jayden. She loves spending time outdoors, being with friends, caring for her aquariums and designing and making jewelry.

  • Traci DeMarco, Senior Encompass Administrator

    Traci has over 20 years in the mortgage industry, including 6 which were spent at Ellie Mae. Traci has experience in operations and technology including managing a large retail operations center. She is an Encompass professional in a variety of areas that include administration, consulting, implementation and training. She loves to mentor, coach and assist team members to help them achieve professional growth and goals. Traci has a passion for helping customers with their Encompass system, workflow, processes and overall utilization. She enjoys training new and experienced Encompass end-users and focusing on improving their Encompass experience. Traci has been Encompass certified since 2014. Outside of work she lives an active lifestyle with her husband playing pickleball, hiking, kayaking, cycling, and golfing.

  • Spencer Simons, Encompass Administrator / Jr. Software Engineer

    Spencer Simons has been working in mortgage lending since 2011. After living in Paraguay for 2 years refining his Spanish, he began as a Servicing Coordinator with goals of being a Spanish speaking LO, but he quickly found a proclivity for configuring and programming enhancements into Encompass360 and BytePro Enterprise and has focused on administrative work for the bulk of his time in the industry. As a graduate of DevMountain’s Web Development course and student in Software Development at Western Governor’s University, Spencer is enthusiastic to learn and implement new web and desktop technologies to enhance systems and ensure compliance throughout the mortgage lending experience. If he’s not programming you’ll find him reading, rock climbing, practicing cardistry, taking photos, or playing the piano.

  • Crystal McKinley, Encompass Administrator

    Crystal has over 15 years mortgage operations experience, with more than 5 years as an Encompass Administrator. She began her career as loan processor and has helped with all positions in between. Crystal has spent countless hours with project management teams implementing functional guidelines and procedures. She is happily married and resides in Texas with her husband and children. In her free time, she enjoys wakeboarding with her family.

  • Kim Powers, Encompass Administrator

    Kim has over 15 years experience in the Mortgage Lending industry with over seven years in Encompass® Administration. Kim’s Mortgage Lending experience covers a wide range of areas from processing, funding, closing, compliance, and training. Her true passion is helping streamline processes using technology to make life a little easier. Kim enjoys working with clients to create customizations that are tailored specifically for their needs in each department. Kim’s experience with the entire mortgage process helps her to provide solutions for clients that make sense, ensure loans get closed quickly, while remaining in compliance.

  • Jennifer Parker, Encompass Administrator

    Jenny is a Certified Encompass Admin, who began her career in the mortgage industry in 2012 after completing her degree in Economics from Portland State University. As an admin she has utilized her experience in both sales and operations to help leverage Encompass®. She has also has a passion and over 8 years of experience in training. Jenny believes that automation and appropriate Encompass® configurations are some of the most effective ways to improve user workflows and ensure compliance in the ever changing regulatory environment. Throughout her career, she has worked extensively with operations management to plan, develop, deploy and support Encompass® based solutions. When she is not working, she enjoys traveling, scuba diving, boating, skiing and surfing.

  • Kari Jo Clouse, Encompass Administrator

    Kari is an Implementation Consultant and Certified Encompass® Administrator within the Professional Services Organization. With over 24 years experience as a mortgage business owner as well as roles within mortgage banking entities including underwriting, credit risk, compliance and operational management, she has valued insights in understanding the day to day operations of the mortgage industry. She enjoys creating efficient business processes and workflows to maximize the highest and best use of the Encompass® Platform. She brings her experience and enthusiasm directly into her projects which cultivates positive and trusting relationship with customers.