If you’ve ever shouted “WHY IS THIS FILE STUCK?” into the void of your loan pipeline, you’re not alone.
And no, the void still hasn’t responded. That’s exactly why we built Clear—the automated underwriting engine inside Prism that’s here to turn mortgage confusion within Encompass® by ICE Mortgage Technology into, well… clarity.
Let’s talk about why automated underwriting doesn’t have to be frustrating—and how Prism Clear is changing the game.
What Is Automated Underwriting (And Why Should You Care)?
Automated underwriting is the process of evaluating a loan file using algorithms, business rules, and data analysis—ideally without making your underwriters want to throw their monitors out the window.
With Prism’s Clear feature, you can:
- Run automated rule analysis in real time
- Get transparent, actionable feedback
- Cut through noise and manual reviews
- Actually trust the automation (yes, really)
Goodbye Black Box. Hello Clarity.
Prism Clear doesn’t just automate decisions—it shows you why they’re being made. You’ll see the full logic, rule paths, and condition statuses that go into each automated underwriting recommendation.
It’s like having a really smart assistant who explains everything before you even ask. (We’d name it something like “Auto Drew,” but that’s probably taken.)
Integrated with Toolshed = Zero Hunting, All Helping
Because Clear lives inside Prism, and Prism lives in the new Toolshed portal, everything is just… easier. No mystery buttons. No disconnected workflows. Just one platform that automates, explains, and adapts to how your team actually works.
And Toolshed isn’t just a launchpad for Prism. It’s also home to our brand-new AI ChatBot, built specifically for the mortgage industry. It’s smart enough to assist loan officers, fast enough to help you support your borrowers 24/7, and secure enough to make your IT team sleep peacefully at night.
While other tech providers are still figuring out what to do with AI, we’re already using it—inside your workflow—to make your team more efficient, responsive, and ahead of the curve.
Why Automated Underwriting Matters
When lenders can see the why behind a decision, it’s easier to improve loan quality, train new team members, and clear conditions faster. And when underwriters spend less time re-reviewing documents, everyone’s life gets better. Especially the borrower’s.
Want more clarity in your pipeline? That’s what Prism is for. And with Toolshed and our AI ChatBot in the mix, the future of lending just got a lot more intelligent.
Schedule a consultation with our experts today and make your life a whole lot easier.
