About Us

  • Brett Brumley, Managing Partner

    Brett Brumley is a technology enthusiast, and a proven mortgage leader. With more than 10 years of experience in mortgage banking, project management, and technology Brett brings his passion for the industry and unique ability to blend mortgages with the right technological solution. As the Managing Partner and a Sr. Systems Administrator, he has implemented custom projects for mortgage companies of all sizes, including many of the top 25 in the country.

  • Tammi Alexander, Sr. Director

    Tammi has over twenty-five years of experience in banking, lending, mortgage and the loan software industries. Beginning in the banking branch network working loan sales, transitioning to loan operations and then moving to IT to work strategic projects, Tammi quickly found her love for effecting organizational change through system implementations. Tammi’s experience with the implementation of loan origination and risk grading systems spans multiple channels including consumer, home equity commercial and mortgage lending. The past 7 years Tammi has focused on managing LOS projects working with multiple mortgage companies implementing Encompass®. Tammi enjoys partnering with clients to manage complex projects and work through the transition of system, process, and culture to achieve organizational goals and performance. As an avid hockey fan, Tammi and her family can be found at the rink on the weekends.

  • Gary Roche-Bernard, Manager, Systems Administration

    Gary Roche-Bernard has over 25 years of experience in banking and mortgage operations, during that time working as a network and systems administrator. He was the Operations Manager for a new U.S. branch of a Dutch bank, has written database programs to track commercial real estate backed loan purchases, and developed custom applications to calculate and report mortgage originator commissions. Gary has been an Encompass admin since 2008. He has led Encompass conversions, been responsible for ongoing enhancements and maintenance, as well as user training. Gary recently became a Certified Encompass Administrator.

  • Daniel Dochstader, Sr. Systems Administrator

    Dan has over 25 years of experience in the mortgage and IT industries. He has worked in nearly every aspect of the mortgage process from processor to underwriter to post closing review analyst and finally as a mortgage system administrator. Dan has also earned his certification as a Certified Encompass® Developer, working with Progress OpenEdge, Microsoft Visual .NET and C# as well as developing reports in Crystal, MS Access and SQL reporting services.

  • Jennifer Parker, Sr. Systems Administrator

    Jenny is a Certified Encompass Admin, who began her career in the mortgage industry in 2012 after completing her degree in Economics from Portland State University. As an admin she has utilized her experience in both sales and operations to help leverage Encompass®. She has also has a passion and over 8 years of experience in training. Jenny believes that automation and appropriate Encompass® configurations are some of the most effective ways to improve user workflows and ensure compliance in the ever changing regulatory environment. Throughout her career, she has worked extensively with operations management to plan, develop, deploy and support Encompass® based solutions. When she is not working, she enjoys traveling, scuba diving, boating, skiing and surfing.

  • Liz Brown, Sr. Systems Administrator

    Liz Brown has worked in the mortgage industry since 2003, as a Processor, Branch Customer Service Representative, Project Manager, and Encompass Administrator. She is an Ellie Mae® Hall of Fame inductee for her part in the fastest Enterprise Client Implementation to date, launching an Enterprise Level Client with 2500 users onto Encompass in 90 days. Liz is an Ellie Mae® Certified Administrator.

  • Dianna Good, Systems Administrator

    As a Certified Encompass® Administrator since January, 2015, Dianna has earned Ellie Mae’s prestigious “Circle of Excellence” award for each of the past 5 years (2013 – 2018), the highest recognition possible for implementation consultants. Dianna has an accomplished financial services background including mortgage lending (Director of Operations at E-Loan, full commissioned Loan Officer), project management, business analysis, Branch Management and Application Management. She is known for her execution excellence and ability to bring people together from different backgrounds toward a common goal. Dianna has been in the financial services arena for more than 25 years and combines strategic thinking with an attention to detail that guides her clients to successful LOS implementations that are on time, in scope and within budget.

  • Kari Jo Clouse, Systems Administrator

    Kari is an Implementation Consultant and Certified Encompass® Administrator within the Professional Services Organization. With over 24 years experience as a mortgage business owner as well as roles within mortgage banking entities including underwriting, credit risk, compliance and operational management, she has valued insights in understanding the day to day operations of the mortgage industry. She enjoys creating efficient business processes and workflows to maximize the highest and best use of the Encompass® Platform. She brings her experience and enthusiasm directly into her projects which cultivates positive and trusting relationship with customers.

  • Tim Burgess, Systems Administrator

    Tim has over thirty years of experience in banking, lending and the mortgage industry. From his start during college working on consumer and home equity loans, he has handled a wide array of mortgage, commercial and consumer loan programs and processes, from origination through servicing. Seeing the increasing impact of technology in the industry, Tim shifted to work on mortgage software, first for an enterprise level firm supporting top-five firms, and then for Ellie Mae®. Building on that experience he has spent the last eight years designing and implementing customized Encompass solutions. He has a passion for adapting systems and software to the way that you want to do business, with Encompass becoming an integrated part of your information and accounting systems.

  • Jim Klein, Sr. Software Engineer

    Jim has been working in the mortgage industry for 15 years, utilizing 27 years of programming and tech curiosity. Using several programming languages and varying technologies, he has performed whole systems implementation to developing industry first Encompass enhancements and tools. Some of the more notable accomplishments are creating a Calyx Point SDK from capable of being used by several languages, not just .NET based languages, and creating an API against the Encompass® SDK prior to Ellie Mae® releasing their official Encompass® APIs. When not working on that enhancement on steroids, Jim can be found relaxing on the ice defending his net from hockey pucks.

  • Mark Guthrie, Sr. Software Engineer

    Mark Guthrie has been building web applications and websites for almost 20 years. Leveraging the power of the cloud and the Encompass SDK/API’s, Mark has spent much of that time focused on building tools for the Mortgage Industry. Mark has built a variety of Encompass plugins and applications as well as the building of a powerful lead management and distribution engine that integrated with Encompass and several online lead providers, such as Zillow and Realtor.com.

  • Nick Turpchinoff, Software Engineer

    Nick Turpchinoff brings 15 years of Software Development experience to Lender Toolkit and 5 years experience in the Mortgage Industry. Nick’s passion lies in API development using the Encompass® DevConnect API. He has built a conglomeration of different Encompass® Plugins, Input Form Codebases, and custom automated applications using the SDK and DevConnect API. Outside of work he attends church, enjoys being a father to two rambunctious boys, taking vacations to Walt Disney World and being a travel agent by helping book vacations all around the world!

  • Robert Westberg, Project Manager

    Robert has been involved in multiple technology implementations, specifically project managing in the LOS arena over the past 5 years. Robert’s 20+ years in the mortgage servicing as well as loan origination disciplines provides a wide base of knowledge for his clients and team members to benefit from. Robert’s true desire is to help families realize home ownership and has naturally gravitated towards LOS implementations with organizations that provide those services. Robert served in the Navy as a Nuclear Weapons Technician and currently resides in Chandler, AZ. As his Navy enlistment allowed him to travel around the world he still has a passion for travel abroad.

  • Mike Beck

    Mike Beck, a United States Airforce Veteran, Technology, and Mortgage Services Professional, brings over 40 years of experience in supporting the mortgage industry. His journey started in the Airforce where Mike was a Cryptology Specialist. Upon reentering the civilian workforce, Mike worked in the microfilm industry with companies like IBM, 3M, Bell and Howell, and Dupont. Mike founded Del Mar Computer Corp in the early 1980s as the mortgage industry began to see the increased use of software to meet its needs. Mike collaborated with Contour Software for over 20 years before their purchase by Ellie Mae®, then joined Ellie Mae in 2001 as a Sales Consultant. Soon after, Del Mar Computer Corp became the first Ellie Mae Development Partner and had been satisfying Encompass® Clients with custom solutions, tools, and customizations for the past 18 years. As part of the Lender Toolkit® Family, consolidation and enhancement of prior work, plus exciting new solutions supporting the digital mortgage is Mike’s focus going forward.

  • Garrett White, Partner

    Garrett White is a highly effective entrepreneur and business leader with over thirty-five years of executive leadership in the financial services and mortgage industries. As a VP of Corporate Acquisitions & Planning he had full Profit and Loss responsibility for the non-commercial assets of Roland International, including condominium and single family home development, resort hotel operations, residential property management, and captive mortgage loan operations. Functioning as an independent agent, he established and implemented a full-service marketing system for use by developers of single and multifamily subdivisions. He also created and implemented the strategic plan that transformed a small regional mortgage company into the largest centrally operated independent mortgage broker in America, growing to five billion in annualized volume in 24 months. As Vice Chairman and Founder of LenderLive Network, LLC, Garrett also developed and implemented a business plan to operate as an e-commerce based business-to-business mortgage fulfillment service provider.