Run Encompass® like a pro with our fully integrated suite of automation tools, expert services, and pre-built AI solutions. Streamline your mortgage operations and maximize efficiency—end to end.
MORTGAGE AUTOMATION
From Chaos to Clarity – the AI Toolkit for Modern Lending
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Solving the Real Problems Lenders Underwriters Admins Processors LOs Face
Turns Out, Borrowers Like Efficiency
THE PROBLEM
Borrowers often encounter fragmented communication, redundant document requests, and confusing processes. The process is frustrating and they are reluctant to refer business.
THE SOLUTION
Create a consistently smooth borrower experience using Prism for accurate calculations, journey consistency and lightening fast time to closing. Deliver timely disclosures with Disclosure Automation and maximize loan team efficiency with PowerTools. Let Professional Services fine-tune borrower-centric workflows that boost satisfaction and referrals.
Requesting a ‘Rush’ Shouldn’t Be Your Default Workflow
THE PROBLEM
Traditional mortgage processes involve significant manual effort, causing delays and extended timelines for loan approvals. Data indexing, extraction and manual entry from borrower documents leads to lengthy turn times and is prone to errors.
THE SOLUTION
Say hello to one touches when you leverage Prism to automate loan conditions, data entry, and guideline-backed workflows for faster decisions from day one. Pair it with Disclosure Automation and Post Closing Automation to eliminate bottlenecks from disclosures through investor delivery. Add PowerTools and Professional Services to streamline Encompass tasks and build custom workflows that eliminate friction across the process. Our suite of solutions allow you to close in as little as 10 days.
Because Typos Shouldn’t Tank a Loan File
THE PROBLEM
Human errors in data entry or documentation can lead to costly delays, rework, and compliance violations.
THE SOLUTION
Minimize manual mistakes using Prism’s rule-based automation and Disclosure Automation to ensure compliance with regulatory timelines. Use Post Closing Automation to prepare loan files according to investor standards. Add PowerTools to do field validations, exception reporting, and auto-corrections. Professional Services can perform gap analysis and remediation of compliance issues in existing systems.
Because Even Your Weakest Link Needs a Win
THE PROBLEM
Mortgage teams struggle to manage volume spikes, especially during high-demand periods, without compromising quality.
THE SOLUTION
Empower teams with scalable automation through Prism, reducing manual effort and enabling faster, more accurate loan decisions. Offload repetitive tasks using Disclosure and Post Closing Automation, giving staff room to focus on higher-value work. Equip power users with PowerTools for self-serve automation, and amplify productivity with training and process design from Professional Services.
Spend Smarter. Earn Faster. Sleep Better.
THE PROBLEM
The reliance on manual processes, fluctuating staffing, and “good-enough” systems increases operational expenses for lenders.
THE SOLUTION
Cut costs across the board by using Prism to reduce manual work, drive clear-to-close speed, and increase loan velocity. Implement Disclosure Automation and Post Closing Automation to eliminate labor overhead and costly compliance errors. Supplement with PowerTools and Professional Services to reduce inefficiencies and maximize ROI from your existing tech stack.
Workflows That Flow. Imagine That.
THE PROBLEM
Loan origination systems (LOS) like Encompass offer extensive customization options, but over time, they often become outdated, overly complex, or riddled with disjointed business rules. This leads to inefficiencies, frequent errors, and significant time spent troubleshooting, slowing down productivity and frustrating teams.
THE SOLUTION
Expert-led system efficiency and business optimization reviews with Professional Services can quickly identify and resolve these issues. With tailored solution packages and upgrade recommendations, you can streamline workflows, reduce errors, and save both time and money. Get back on track with a modernized LOS that boosts efficiency, profitability, and team satisfaction.
Results Worth Bragging About
So We Let Our Clients Do It
EXCEPTIONAL AND ESSENTIAL
“Lender Toolkit is an exceptional and essential tool for the mortgage industry. They allow us to streamline the entire lending process, saving time and boosting efficiency. With top-notch customer support and regular updates, I can’t recommend them enough. I don’t know how I would function without the tools they’ve provided for Encompass support and I truly can’t even choose one favorite. If you’re not using them, you’re losing time and decreasing your efficiency, that I know for sure.”
Diana DeWilde
Flat Branch Mortgage, Inc.
TRANSFORMED OUR BUSINESS
“We have been working with Lender Toolkit for the past 5-6 years and we couldn’t be happier from an organization standpoint with them. Their tools, and solutions have transformed our business into a technological powerhouse in the mortgage industry. Not only that but their employees are amazing and smart individuals that always put their clients first in ensuring their needs are fulfilled.”
Alfonso Del Manzano
Taylor Morrison Home Funding, Inc.
GREAT PARTNER
“Lender Toolkit is a complete must have for us. Tools like Biz Rule Analyzer and Code Wizard are absolutely indispensable and I can’t imagine why anyone running Encompass would not take advantage. Great partner to have!”
Nathan Sharp
Direct Mortgage Loans, LLC
FANTASTIC PRODUCTS!
“Lender Toolkit provides some of the best, most useful tools for our Mortgage Department. From tools that help us reduce the amount of clicks we have to do, creating efficiency, to tools that provide us more transparency about the applications we are originating. Lender Toolkit is essential”
Kevin Bishop
Fairwinds Credit Union
AMAZING PARTNERSHIP AND COLLABORATION
“Our LTK family is simple amazing. Their collaborative ideas and technology provide us with solutions and tools that are effective, beneficial and they know the mortgage business well. Simply put we love our teammates at LTK, they are the best!”
Donna Davis
Highlands Residential Mortgage, LTD
EXCELLENT TOOLS!
“The LTK suite of tools is a must for an enhanced user experience and administrative efficiencies. Code Wizard alone allows literally anyone at any level of experience to compose business rules!”
Brett Penney
LendUS, LLC
ENDLESS SOLUTIONS
“LTK has become an indispensable part of our Encompass team. We leverage several LTK technologies, including PowerTools Optimized and Disclosure Automation. They are the first and only company we reach out to when we are looking for a solution or enhancement to Encompass.”
Matt Kovach
Nations Reliable Lending, LLC
One Toolkit. One Mortgage Expert Team. Zero Chaos.
Lender Toolkit
Seamless Encompass® integration — not bolted on
Empower human decision making
One unified workflow – more ROI
Responsible Mortgage AI that strengthens your process
The Alternative
Encompass “Integration” (if you count duct tape and prayer)
Replacing humans with black box logic
Bloated tech stacks = time & budget drain
Reckless AI that gambles with your pipeline
Our Offerings
In our 10+ years of building and implementing workflow automation, we’ve evolved way past plug-ins and patch fixes. Today, our ecosystem is smarter, sleeker, and built to crush the chaos in every corner of Encompass®. A purchase isn’t a product — it’s a partnership. One that keeps getting better.
Everyone says they’ve automated mortgages. We actually did. MaaS™ connects every step, from application to underwriting to post-close, in one seamless, chaos-free ecosystem.
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The plug-ins that made us famous, now sharper, faster, and fully aligned with Encompass for seamless automation.
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Not consultants — collaborators. The same experts you trust, now with even more ways to fine-tune your entire lending workflow.
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